Loan Programs
A Wholesale Mortgage Broker has access to many mortgage products that small banks and credit unions don't. There are ways to customize loan terms and features. Contact me today so I can help you find all the mortgage prodcuts you may be eligible for.
Conventional
Minimum 3% down payment for. Fixed rate and adjustable mortgages for 10-30 and custom year terms. Several mortgage insurance options to choose from when putting less than 20% down. Minimum credit score of 620. Max loan amount is $766,550.
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Federal Housing Administration (FHA)
Minimum 3.5% down payment & monthly mortgage insurance required. Minimum credit score of 580 required. Max loan amount is $498,257.
FHA 203K Streamline
Available for purchase and refinance transactions where moderate remodeling and repairs are needed. You can borrow an extra $5,000 to a max $35,000 on top of the mortgage. Contact Therese for more info.
USDA Rural Development
For low to moderate income families (income limits apply) 100% financing and no mortgage insurance is required. Only available in certain counties and boundaries. 640 score required.
New Construction
One time close construction! Conventional and VA mortgages. Get your loan before construction beings. Call for details.
Veteran's Administration (VA)
100% financing for all Veteran's. Purchase and refinance transactions. Some restrictions apply.
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Jumbo Loans
Mortgage amounts start at $766,551up to $3,500,000. Many different Jumbo products available. Call for details.
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Bank Statement Loans & many more mortgage loan products available! Call for more info.
Get In Touch
If you have any questions or need more information to purchase a property or refinance, get in touch anytime and I'll be more than happy to help!